​Homebuyers

If you’re a homebuyer and want to understand how the Maryland Mortgage Program can help you purchase a home, our statewide network of approved mortgage lending companies has trained loan officers who can answer all your questions. To find one in your area, please see our ​list of approved lender companies.

You can find Realtors in your area who are “Housing Opportunity Certified” by visiting the Maryland Realtors’ homebuyer website at www.marylandhomeownership.com. Housing Opportunity Certified lenders have completed formal training about first-time homebuyer programs, including the Maryland Mortgage Program.

Our Maryland Mortgage Program Information Kit (Spanish​)​ is a downloadable/printable resource with up-to-date information about the Maryland Mortgage Program.

For homebuyers seeking guidance on how to purchase a home, a network of counseling and educational organizations is available across Maryland, offering in-person and online courses to guide first-time homebuyers through the steps involved in purchasing a home and being a successful homeowner. Note that for many MMP programs, completion of a homebuyer education class is an eligibility requirement.

Mortgage Lenders, Real Estate Agents, and Other Homeownership Professionals

Mortgage lenders, real estate agents, and other home purchasing professionals can contact the CDA Single Family Business Development team at singlefamilyhousing.dhcd@maryland.gov or call ​301-429-7852.

Copies of the Maryland Mortgage Program Information Kit can be requested using the form on the Marketing Tools page​.

The Maryland Mortgage Program is provided by the Maryland Department of Housing and Community Development.

For information about the department and how to contact us, please visit dhcd.maryland.gov.