Maryland’s Targeted Areas are established by the U.S. Census Bureau, and are geographic zones inside of which there are fewer restrictions for homebuyers using the Maryland Mortgage Program.
Maryland's Counties fall into three categories when it comes to Targeted Areas. Some Counties are fully Targeted Areas. Some Counties have no Targeted Areas in them at all. Other Counties have some areas that are Targeted Areas, and others that are not.
The table below can help you quickly identify whether the area you're looking at could be in a Targeted Area.
All properties in these Counties are in Targeted Areas
Some properties in these Counties are in Targeted Areas
No properties in these Counties are in Targeted Areas
Anne Arundel County
Prince George's County
Queen Anne's County
St. Mary's County
For Partial Counties, you can determine whether a property is in a Targeted Area by using the Maryland Mortgage Program Mapper.