About Targeted Areas
Maryland’s Targeted Areas are established by the U.S. Census Bureau, and are geographic zones inside of which there are fewer restrictions for homebuyers using the Maryland Mortgage Program.
Maryland's Counties fall into three categories when it comes to Targeted Areas. Some Counties are fully Targeted Areas. Some Counties have no Targeted Areas in them at all. Other Counties have some areas that are Targeted Areas, and others that are not.
The table below can help you quickly identify whether the area you're looking at could be in a Targeted Area.
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Full Counties
All properties in these Counties are in Targeted Areas
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Partial Counties
Some properties in these Counties are in Targeted Areas
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Non-Targeted Counties
No properties in these Counties are in Targeted Areas
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Allegany County
Baltimore City
Caroline County
Dorchester County
Garrett County
Kent County
Somerset County
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Anne Arundel County
Baltimore County
Frederick County
Harford County
Montgomery County
Prince George's County
Washington County
Wicomico County
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Calvert County
Carroll County
Cecil County
Charles County
Howard County
Queen Anne's County
St. Mary's County
Talbot County
Worcester County
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For Partial Counties, you can determine whether a property is in a Targeted Area by using the Maryland Mortgage Program Mapper.