Maryland Mortgage Program Flex

  • ​Flex Direct
    No down payment assistance (DPA) available, but offers our most competitive interest rates available to repeat homebuyers. External sources of DPA may be used.
  • Flex 5000
    Comes with a $5,000 loan for down payment and closing costs. This second lien has a zero percent interest rate, and no payments are due for the life of the first mortgage. As soon as the first mortgage ends (repayment, refinance, transfer, sale, etc.), the second lien is due and payable. The 5000 line is eligible for Partner Match funds, if applicable.
  • Flex 3% Loan
    Comes with a DPA loan equal to 3% of the first mortgage in a zero percent deferred second lien.

​​​​Talk to an approved MMP lender​ to determine which loan is best for you!​​​​