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Maryland Mortgage Program Flex
No down payment assistance (DPA) available, but offers our most competitive interest rates that can still get a mortgage credit certificate (MCC). External sources of DPA may be used.
Comes with a $5,000 loan for down payment and closing costs. This second lien has a zero percent interest rate, and no payments are due for the life of the first mortgage. As soon as the first mortgage ends (repayment, refinance, transfer, sale, etc.), the second lien is due and payable. The 5000 line is eligible for
funds, if applicable.
Flex 3% Loan
Comes with a DPA loan equal to 3% of the first mortgage in a zero percent deferred second lien.
Flex 3% Grant
Comes with a grant equal to 3% of the first mortgage. Grant does not get repaid.
Flex 4% Grant
Comes with a grant equal to 4% of the first mortgage. Grant does not get repaid.
Talk to an approved
to determine which loan is best for you!
7800 Harkins Road, Lanham, MD 20706
1-800-638-7781 or (301) 429-7852