There are several documents that are required when submitting a Maryland Mortgage Program loan application on behalf of a borrower. Some documents are always required, while others are necessary only under certain conditions or for particular borrowers. This section provides guidance on when and how the documents are managed following submission.
Closing documents include certain items created and provided by the Lender (e.g. first mortgage Note, Deed of Trust, etc.), and some documents that are provided by the Department, or made available to the Lender through Lender Online or this website.
Within the set of documents provided by the Department, several will only be available to complete and create AFTER the pre-closing compliance approval is received. These include:
Lenders submits the Department’s post-closing compliance packages (Maryland Mortgage Program and Down Payment Assistance are separate upload/submissions, but are done during the same Lender Online session) via eDocs to the Department and U.S. Bank’s post-closing credit package via DocVelocity.
See Loan Process Chart.