Resources for Lenders
Quick actions
Daily interest rates: Access today’s rate sheet for all MMP products, including conventional and government loans.
Lender online portal: Log in to register and manage loans.
Maryland Mortgage Program Mapper: Check Priority Funding Areas and Targeted Area status.
Income & purchase price limits - PDF - 293.58 KB: See county limits for household income, purchase price, and maximum mortgage amount.
The Maryland Mortgage Program (MMP) works in partnership with approved lenders who serve Maryland homebuyers. This page provides the tools, guidance, and technical resources lenders need to originate and manage MMP loans.
Process & submission
Follow these steps to move a loan from reservation to purchase.
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Loan process flow chart
A visual guide of the loan process from reservations to post-closing, showing responsibilities at each stage. -
Confirm Priority Funding Area (PFA) status
Verify PFA status for new construction if not visible on the MMP Mapper. -
Loan documentation & stacking
Checklists and forms for 1st and 2nd mortgage packages. -
Homebuyer education
Requirements for borrower counseling and approved providers. -
U.S. Bank Master Servicer
Access the U.S. Bank portal and training resources. -
DPA reimbursement
Reimbursement schedule and wire instructions for down payment assistance after loan purchase.
Product & program reference
Technical specifications for MMP and down payment assistance (DPA).
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Dual Track Product Line
A list of MMP products highlighting their key differences. -
MMP Product Matrix
A reference guide for program requirements, including credit scores and Debt-to-Income (DTI) limits. -
Program Code Guide
Full list of codes used for Lender Online reservations. -
Manufactured housing
Eligibility rules and Motor Vehicle Administration (MVA) title conversion requirements.
Financial tools & calculator
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Income & purchase price limits
View maximum household income limits, acquisition costs, and mortgage amounts by county. -
80% and 50% Area Median Income (AMI) limits
Find qualifying income limits for HomeAbility, HomeStart, SmartBuy, and conventional loan code selection. -
Fees resource
Authorized lender fees and program cost limitations. -
Loan calculator
Identify potentially eligible MMP loan products and assistance for potential homebuyers.
Marketing tools
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Product fact sheets & flyers
Learn about MMP loan products and share information with homebuyers. -
MMP Information Kit
Download a digital version of the program kit in English. -
MMP Information Kit (Spanish)
Download a digital version of the program kit in Spanish. -
Order printed copies
Fill out a form to order printed copies of the MMP Information Kit.
Compliance manual and directives
The official rules and technical requirements for the program.
Existing loans
Support for existing loans and specialized requests.
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Mortgage Credit Certificate (MCC) reissue instructions
View details on how to handle Mortgage Credit Certificates during a refinance. -
Payoff requests
Instructions and contact information for requesting payoff quotes from loan servicers. -
DPA subordination procedure
Rules and steps for keeping an MMP lien in place during a refinance.
Partnership & training
Resources for becoming and growing as an MMP-approved partner.
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Work with us: Partner benefits
Lead referral program for MMP top-producing loan officers and certification opportunities for realtors. -
Becoming an approved lender
View the requirements and application process to become an MMP-approved lending partner. -
Training resources
Access training videos, webinars, and presentations for lenders, realtors, and housing counselors. -
Contact information
Find contact details for the Community Development Administration (CDA) and U.S. Bank teams to get help with your loans.
Stay updated
Subscribe to receive daily interest rates, partner bulletins, and official program notices.