Journey to Homeownership

​​​​Topics below cover the Maryland Mortgage Program, the people who will help you along the way, and other important information that will get you started.

MMP Homeb​​u​ye​​​r's Guide ​- 7 Steps to Purchasing Your Home
​The Maryland Mortgage Program has developed a step by step guide to help you​, wherever you are in the homebuying process.
Down​load the MMP Homebuyer's Guide (English | Spanis​h​)​.​

​​ ​About the Maryl​and Mortgage ProgramThe Maryland Mortgage Program (MMP) is a home loan program that’s right for many Marylanders. MMP is a provided by the Maryland Department of Housing and Community Development through a network of over 80 state-approved mortgage lenders, and has helped thousands of homebuyers achieve affordable homeownership since its launch in 1980.

EligibilityTo be able to apply for a home loan through the Maryland Mortgage Program, homebuyers need to meet certain eligibility criteria.

Homebuyer EducationIn addition to helping you make good decisions during the homebuying journey, completing an approved Homebuyer Education Class is a requirement for many loan and financial assistance programs available through MMP.

Approved Lender NetworkHomebuyers apply for home loans and financial assistance from MMP through a statewide network of over 100​ approved mortgage lending organizations.

Real Estate AgentsReal estate agents guide most homebuyers through the home search process and are an important source of advice and information.

Property InformationWhile most properties in Maryland can be purchased through the Maryland Mortgage Program, some restrictions and conditions apply.