Income and Purchase Price Limits

Printable Income and Purchase Price Limits Table​​

COU​NTIES ​​ & C​ITY

 

INCOME LIMITS

 

MAXIMUM ACQUISITION COSTS

CDA Maximum Mortgage Amounts
(as of 7/13/18)

Household
Size

Non-​Targeted​​

Targeted

Non-Targeted

Targeted

Allegany County 1

1 or 2

 

$115,800

 

 

$331,423

 

 

 

$294,515

3 or more

$135,100

 

Anne Arundel County 2

1 or 2

$112,641

$115,800

 

$476,471

 

$582,353

 

 

 

 

$453,100

3 or more

$129,537

$135,100

 

Baltimore City 1

1 or 2

 

$115,800

 

 

$582,353

 

 

 

$453,100

3 or more

$135,100

 

Baltimore County 2

1 or 2

$112,641

$115,800

 

$476,471

 

$582,353

 

 

 

 

$453,100

3 or more

$129,537

$135,100

 

Calvert County

1 or 2

$140,640

 

 

$625,765

 

 

 

 

$453,100

3 or more

$164,080

 

Caroline County 1

1 or 2

 

$115,800

 

 

$331,423

 

 

 

$294,515

3 or more

$135,100

 

Carroll County

1 or 2

$112,641

 

 

$476,471

 

 

 

 

$453,100

3 or more

$129,537

 

Cecil County

1 or 2

$96,500

 

 

$354,706

 

 

 

 

$385,250

3 or more

$110,975

 

Charles County

1 or 2

$140,640

 

$625,765

 

 

 

 

$453,100

3 or more

$164,080

 

Dorchester
County 1

1 or 2

 

$115,800

 

 

$331,423

 

 

 

$294,515

3 or more

$135,100

 

Frederick County 2

1 or 2

$140,640

$140,640

 

$625,765

 

$764,823

 

 

 

 

$453,100

3 or more

$164,080

$164,080

 

Garrett County 1

1 or 2

 

$115,800

 

 

$331,423

 

 

 

$294,515

3 or more

$135,100

 

Harford County 2

1 or 2

$112,641

$115,800

 

$476,471

 

$582,353

 

$453,100

3 or more

$129,537

$135,100

Howard County

1 or 2

$112,641

 

 

$476,471

 

 

 

 

$453,100

3 or more

$129,537

 

Kent County 1

1 or 2

 

$115,800

 

 

$331,423

 

 

 

$294,515

3 or more

$135,100

 

Montgomery County 2

1 or 2

$140,640

$140,640

 

$625,765

 

$764,823

 

 

 

 

$453,100

3 or more

$164,080

$164,080

 

Prince George's County 2

1 or 2

$140,640

$140,640

 

$625,765

 

$764,823

 

 

 

 

$453,100

3 or more

$164,080

$164,080

 

Queen Anne's County

1 or 2

$112,641

 

 

$476,471

 

 

 

 

$453,100

3 or more

$129,537

 

St. Mary's County

1 or 2

$103,400

 

 

$319,765

 

 

 

 

$347,300

3 or more

$118,910

 

Somerset County 1

1 or 2

 

$115,800

 

 

$355,882

 

 

 

$316,250

3 or more

$135,100

 

Talbot County

1 or 2

$96,500

 

 

$352,589

 

 

 

 

$382,950

3 or more

$110,975

 

Washington County 2

1 or 2

$96,500

$115,800

 

$271,165

 

$331,423

 

 

 

 

$294,515

3 or more

$110,975

$135,100

 

Wicomi​co County 2

1 or 2

$96,500

$115,800

 

$291,176

 

$355,882

 

 

 

 

$316,250

3 or more

$110,975

$135,100

 

Worcester County

1 or 2

$96,500

 

 

$291,176

 

 

 

 

$316,250

3 or more

$110,975

 

​​​

MAXIMUM LOAN AMOUNT: $453,100, with the following exceptions:

  • For FHA loans, the lesser of $453,100 or the “Program” FHA Maximum Mortgage Amount, plus the FHA Up Front Mortgage Insurance Premium (UFMIP)
  • For VA, RHS and conventional loans, base loan amount plus VA funding fee, RHS guarantee fee or conventional single premium mortgage insurance may not exceed $453,100
  • Income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the RHS Guaranteed Program Income Limits

1 Entire jurisdiction is targeted - borrowers do not have to be first-time homebuyers
2 Jurisdiction contains certain targeted census tracts (refer to http://mmp.maryland.gov/Pages/Property-Information.aspx for information on Targeted Areas) in which borrowers do not have to be first-time homebuyers

Income limits for a Rural Housing Services-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the Rural Housing Services-guaranteed Housing Program Income Limits.​​​​​​​​​​​​​

Information subject to change. Revised 07/13/18​