Printable Income and Purchase Price Limits Table​​

COUNTIES & CITY

 

INCOME LIMITS

 

MAXIMUM ACQUISITION COSTS

 

CDA​ Maximum Mortgage Amounts (as of 01/01/19)

Household Size

Non-Targeted

Targeted

​Non-Targeted​

Targeted

Allegany County1

1 or 2

 

$121,560

 

 

$346,315

 

 

 

$314,827

3 or more

$141,820

 

Anne Arundel County2

1 or 2

$110,914

$121,560

 

$465,758

 

$569,260

 

 

 

 

$484,350

3 or more

$127,551

$141,820

 

Baltimore City1

1 or 2

 

$121,560

 

 

$569,260

 

 

 

$484,350

3 or more

$141,820

 

Baltimore County2

1 or 2

$110,914

$121,560

 

$465,758

 

$569,260

 

 

 

 

$484,350

3 or more

$127,551

$141,820

 

Calvert County

1 or 2

$145,560

 

 

$653,883

 

 

 

 

$484,350

3 or more

$169,820

 

Caroline County1

1 or 2

 

$121,560

 

 

$346,315

 

 

 

$314,827

3 or more

$141,820

 

Carroll County

1 or 2

$110,914

 

 

$465,758

 

 

 

 

$484,350

3 or more

$127,551

 

Cecil County

1 or 2

$101,300

 

 

$362,256

 

 

 

 

$402,500

3 or more

$116,495

 

Charles County

1 or 2

$145,560

 

$653,883

 

 

 

 

$484,350

3 or more

$169,820

 

Dorchester County1

1 or 2

 

$121,560

 

 

$346,315

 

 

 

$314,827

3 or more

$141,820

 

Frederick County2

1 or 2

$145,560

$145,560

 

$653,883

 

$799,191

 

 

 

 

$484,350

3 or more

$169,820

$169,820

 

Garrett County1

1 or 2

 

$121,560

 

 

$346,315

 

 

 

$314,827

3 or more

$141,820

 

Harford County2

1 or 2

$110,914

$121,560

 

$465,758

 

$569,260

 

$484,350

3 or more

$127,551

$141,820

Howard County

1 or 2

$110,914

 

 

$465,758

 

 

 

 

$484,350

3 or more

$127,551

 

Kent County1

1 or 2

 

$121,560

 

 

$346,315

 

 

 

$314,827

3 or more

$141,820

 

Montgomery County2

1 or 2

$145,560

$145,560

 

$653,883

 

$799,191

 

 

 

 

$484,350

3 or more

$169,820

$169,820

 

Prince George's County2

1 or 2

$145,560

$145,560

 

$653,883

 

$799,191

 

 

 

 

$484,350

3 or more

$169,820

$169,820

 

Queen Anne's County

1 or 2

$110,914

 

 

$465,758

 

 

 

 

$484,350

3 or more

$127,551

 

St. Mary's County

1 or 2

$101,700

 

 

$312,575

 

 

 

 

$347,300

3 or more

$116,955

 

Somerset County1

1 or 2

 

$121,560

 ​​

 

$370,652

 

 

 

$336,950

3 or more

$141,820

 

Talbot County

1 or 2

$101,300

 

 

$344,660

 

 

 

 

$382,950

3 or more

$116,495

 

Washington County2

1 or 2

$101,300

$121,560

 

$283,349

 

$346,315

 

 

 

 

$314,827

3 or more

$116,495

$141,820

 

Wicomico County2

1 or 2

$101,300

$121,560

 

$303,260

 

$370,652

 

 

 

 

$336,950

3 or more

$116,495

$141,820

 

Worcester County

1 or 2

$101,300

 

 

$303,260

 

 

 

 

$336,950

3 or more

$116,495

 


MAXIMUM LOAN AMOUNT: $484,350, with the following exceptions:

  • For FHA loans, the lesser of $484,350 or the “Program” FHA Maximum Mortgage Amount, plus the FHA Up Front Mortgage Insurance Premium (UFMIP)
  • For VA, RHS and conventional loans, base loan amount plus VA funding fee, RHS guarantee fee or conventional single premium mortgage insurance may not exceed $484,350
  • Income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the RHS Guaranteed Program Income Limits

1 Entire jurisdiction is targeted - buyers do not have to be first-time home buyers
2 Jurisdiction contains certain targeted census tracts (refer to Targeted Areas) in which buyers do not have to be first-time home buyers​​​​​​​