Printable Income and Purchase Price Limits Table
|
COUNTIES
& CITY
|
INCOME
LIMITS
|
MAXIMUM
ACQUISITION COSTS
|
CDA
Maximum Mortgage Amounts (as of 01/01/19)
|
|
Household Size
|
Non-Targeted
|
Targeted
|
Non-Targeted
|
Targeted
|
|
Allegany County1
|
1 or 2
|
|
$121,560
|
|
$346,315
|
|
|
|
|
$314,827
|
|
3 or
more
|
$141,820
|
|
|
Anne Arundel County2
|
1 or 2
|
$110,914
|
$121,560
|
$465,758
|
$569,260
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$127,551
|
$141,820
|
|
|
Baltimore City1
|
1 or 2
|
|
$121,560
|
|
$569,260
|
|
|
|
|
$484,350
|
|
3 or
more
|
$141,820
|
|
|
Baltimore County2
|
1 or 2
|
$110,914
|
$121,560
|
$465,758
|
$569,260
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$127,551
|
$141,820
|
|
|
Calvert County
|
1 or 2
|
$145,560
|
|
$653,883
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$169,820
|
|
|
Caroline County1
|
1 or 2
|
|
$121,560
|
|
$346,315
|
|
|
|
|
$314,827
|
|
3 or
more
|
$141,820
|
|
|
Carroll County
|
1 or 2
|
$110,914
|
|
$465,758
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$127,551
|
|
|
Cecil County
|
1 or 2
|
$101,300
|
|
$362,256
|
|
|
|
|
|
$402,500
|
|
3 or
more
|
$116,495
|
|
|
Charles County
|
1 or 2
|
$145,560
|
|
$653,883
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$169,820
|
|
|
Dorchester County1
|
1 or 2
|
|
$121,560
|
|
$346,315
|
|
|
|
|
$314,827
|
|
3 or
more
|
$141,820
|
|
|
Frederick County2
|
1 or 2
|
$145,560
|
$145,560
|
$653,883
|
$799,191
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$169,820
|
$169,820
|
|
|
Garrett County1
|
1 or 2
|
|
$121,560
|
|
$346,315
|
|
|
|
|
$314,827
|
|
3 or
more
|
$141,820
|
|
|
Harford County2
|
1 or 2
|
$110,914
|
$121,560
|
$465,758
|
$569,260
|
$484,350
|
|
3 or
more
|
$127,551
|
$141,820
|
|
Howard County
|
1 or 2
|
$110,914
|
|
$465,758
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$127,551
|
|
|
Kent County1
|
1 or 2
|
|
$121,560
|
|
$346,315
|
|
|
|
|
$314,827
|
|
3 or
more
|
$141,820
|
|
|
Montgomery County2
|
1 or 2
|
$145,560
|
$145,560
|
$653,883
|
$799,191
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$169,820
|
$169,820
|
|
|
Prince George's County2
|
1 or 2
|
$145,560
|
$145,560
|
$653,883
|
$799,191
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$169,820
|
$169,820
|
|
|
Queen Anne's County
|
1 or 2
|
$110,914
|
|
$465,758
|
|
|
|
|
|
$484,350
|
|
3 or
more
|
$127,551
|
|
|
St. Mary's County
|
1 or 2
|
$101,700
|
|
$312,575
|
|
|
|
|
|
$347,300
|
|
3 or
more
|
$116,955
|
|
|
Somerset County1
|
1 or 2
|
|
$121,560
|
|
$370,652
|
|
|
|
|
$336,950
|
|
3 or
more
|
$141,820
|
|
|
Talbot County
|
1 or 2
|
$101,300
|
|
$344,660
|
|
|
|
|
|
$382,950
|
|
3 or
more
|
$116,495
|
|
|
Washington County2
|
1 or 2
|
$101,300
|
$121,560
|
$283,349
|
$346,315
|
|
|
|
|
|
$314,827
|
|
3 or
more
|
$116,495
|
$141,820
|
|
|
Wicomico County2
|
1 or 2
|
$101,300
|
$121,560
|
$303,260
|
$370,652
|
|
|
|
|
|
$336,950
|
|
3 or
more
|
$116,495
|
$141,820
|
|
|
Worcester County
|
1 or 2
|
$101,300
|
|
$303,260
|
|
|
|
|
|
$336,950
|
|
3 or
more
|
$116,495
|
|
MAXIMUM LOAN AMOUNT: $484,350, with the following exceptions:
- For FHA loans, the lesser of $484,350 or the “Program” FHA Maximum Mortgage Amount, plus the FHA Up Front Mortgage Insurance Premium (UFMIP)
-
For VA, RHS and conventional loans, base loan amount plus VA funding fee, RHS guarantee fee or conventional single premium mortgage insurance may not exceed $484,350
- Income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the RHS Guaranteed Program Income Limits
1 Entire jurisdiction is targeted - buyers do not have to be first-time home buyers
2 Jurisdiction contains certain targeted census tracts (refer to Targeted Areas) in which buyers do not have to be first-time home buyers