Printable Income and Purchase Price Limits Table
|
COUNTIES
& CITY
|
INCOME
LIMITS
|
MAXIMUM
ACQUISITION COSTS
|
CDA Maximum Mortgage Amounts
(as of 7/13/18)
|
|
Household
Size
|
Non-Targeted
|
Targeted
|
Non-Targeted
|
Targeted
|
|
Allegany County 1
|
1 or 2
|
|
$115,800
|
|
$331,423
|
|
|
|
|
$294,515
|
|
3 or
more
|
$135,100
|
|
|
Anne Arundel County 2
|
1 or 2
|
$112,641
|
$115,800
|
$476,471
|
$582,353
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$129,537
|
$135,100
|
|
|
Baltimore City 1
|
1 or 2
|
|
$115,800
|
|
$582,353
|
|
|
|
|
$453,100
|
|
3 or
more
|
$135,100
|
|
|
Baltimore County 2
|
1 or 2
|
$112,641
|
$115,800
|
$476,471
|
$582,353
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$129,537
|
$135,100
|
|
|
Calvert County
|
1 or 2
|
$140,640
|
|
$625,765
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$164,080
|
|
|
Caroline County 1
|
1 or 2
|
|
$115,800
|
|
$331,423
|
|
|
|
|
$294,515
|
|
3 or
more
|
$135,100
|
|
|
Carroll County
|
1 or 2
|
$112,641
|
|
$476,471
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$129,537
|
|
|
Cecil County
|
1 or 2
|
$96,500
|
|
$354,706
|
|
|
|
|
|
$385,250
|
|
3 or
more
|
$110,975
|
|
|
Charles County
|
1 or 2
|
$140,640
|
|
$625,765
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$164,080
|
|
|
Dorchester
County 1
|
1 or 2
|
|
$115,800
|
|
$331,423
|
|
|
|
|
$294,515
|
|
3 or
more
|
$135,100
|
|
|
Frederick County 2
|
1 or 2
|
$140,640
|
$140,640
|
$625,765
|
$764,823
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$164,080
|
$164,080
|
|
|
Garrett County 1
|
1 or 2
|
|
$115,800
|
|
$331,423
|
|
|
|
|
$294,515
|
|
3 or
more
|
$135,100
|
|
|
Harford County 2
|
1 or 2
|
$112,641
|
$115,800
|
$476,471
|
$582,353
|
$453,100
|
|
3 or
more
|
$129,537
|
$135,100
|
|
Howard County
|
1 or 2
|
$112,641
|
|
$476,471
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$129,537
|
|
|
Kent County 1
|
1 or 2
|
|
$115,800
|
|
$331,423
|
|
|
|
|
$294,515
|
|
3 or
more
|
$135,100
|
|
|
Montgomery County 2
|
1 or 2
|
$140,640
|
$140,640
|
$625,765
|
$764,823
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$164,080
|
$164,080
|
|
|
Prince George's County 2
|
1 or 2
|
$140,640
|
$140,640
|
$625,765
|
$764,823
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$164,080
|
$164,080
|
|
|
Queen Anne's County
|
1 or 2
|
$112,641
|
|
$476,471
|
|
|
|
|
|
$453,100
|
|
3 or
more
|
$129,537
|
|
|
St. Mary's County
|
1 or 2
|
$103,400
|
|
$319,765
|
|
|
|
|
|
$347,300
|
|
3 or
more
|
$118,910
|
|
|
Somerset County 1
|
1 or 2
|
|
$115,800
|
|
$355,882
|
|
|
|
|
$316,250
|
|
3 or
more
|
$135,100
|
|
|
Talbot County
|
1 or 2
|
$96,500
|
|
$352,589
|
|
|
|
|
|
$382,950
|
|
3 or
more
|
$110,975
|
|
|
Washington County 2
|
1 or 2
|
$96,500
|
$115,800
|
$271,165
|
$331,423
|
|
|
|
|
|
$294,515
|
|
3 or
more
|
$110,975
|
$135,100
|
|
|
Wicomico County 2
|
1 or 2
|
$96,500
|
$115,800
|
$291,176
|
$355,882
|
|
|
|
|
|
$316,250
|
|
3 or
more
|
$110,975
|
$135,100
|
|
|
Worcester County
|
1 or 2
|
$96,500
|
|
$291,176
|
|
|
|
|
|
$316,250
|
|
3 or
more
|
$110,975
|
|
MAXIMUM LOAN AMOUNT: $453,100, with the following exceptions:
-
For FHA loans, the lesser of $453,100 or the “Program” FHA Maximum Mortgage Amount, plus the FHA Up Front Mortgage Insurance Premium (UFMIP)
-
For VA, RHS and conventional loans, base loan amount plus VA funding fee, RHS guarantee fee or conventional single premium mortgage insurance may not exceed $453,100
-
Income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the RHS Guaranteed Program Income Limits
1 Entire jurisdiction is targeted - borrowers do not have to be first-time homebuyers
2 Jurisdiction contains certain targeted census tracts (refer to http://mmp.maryland.gov/Pages/Property-Information.aspx for information on Targeted Areas) in which borrowers do not have to be first-time homebuyers
Income limits for a Rural Housing Services-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the Rural Housing Services-guaranteed Housing Program Income Limits.