Lender Resources: Interest Rates

Interest rates are provided for loan products available through the Maryland Mortgage Program and other programs provided by the Maryland Community Development Administration.

Interest rates are usually calculated daily,​ but can change more frequently.

Lenders and other mortgage professionals can subscribe to receive the Maryland Mortgage Program Interest Rate Sheet using the signup button below. You may unsubscribe at any time using the "Safe Unsubscribe" link in any received email.

For any questions about Maryland Mortgage Program interest rates, please contact singlefamilyhousing.dhcd@maryland.gov.


Montgomery Homeownership Program II​​

Montgomery Homeownership Program II (Government)4.625%0-points5.126%
Montgomery Homeownership Program II (Conventional)4.750%0-points5.258%

Maryland Mortgage Grant Assist Program

Maryland Mortgage Grant Assist (Government)5.250%0-points6.261%
Maryland Mortgage Grant Assist (Conventional)5.375%0-points5.912%

Maryland Opportunity Grant (LPA Underwriting Only)

Maryland Opportunity Grant (Conventional)4.500%0-points4.996%

Maryland Mortgage Programs

Maryland Mortgage Program (Government)4.625%0-points5.126%
Maryland Mortgage Program (Conventional)4.750%0-points5.258%

Maryland SmartBuy

Maryland SmartBuy Program (Conventional)4.750%0-points5.258%

Maryland " You've Earned It" Program

"You've Earned It" Program (Government)4.375%0-points5.377%
"You've Earned It" Program (Conventional)4.500%0-points4.996%

Maryland Homefront: The Veterans and Military Family Mortgage Program

Maryland Homefront (Government - VA)4.375%0-points4.556%
Maryland Homefront (Government - FHA)4.375%0-points5.377%
Maryland Homefront (Conventional)4.500%0-points4.996%

Maryland Preferred Rate Program

Maryland Preferred Rate (Government)3.750%0-points4.747%
Maryland Preferred Rate (Conventional)4.375%0-points4.863%

Refinance Programs

Conventional Refinance Program (97% LTV)4.750%0-points5.258%
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The interest rates above are the current advertised interest rates for Maryland Mortgage Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Maryland Mortgage Program. Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which include, among other qualifiers, income, credit and collateral. Please contact an approved Maryland Mortgage Program Lender to see what interest rate you may qualify for.