Lender Resources: Interest Rates

​​Interest rates are provided for loan products available through the Maryland Mortgage Program and other programs provided by the Maryland Community Development Administration.

Interest rates are usually calculated daily,​ but can change more frequently.

Lenders and other mortgage professionals can subscribe to receive the Maryland Mortgage Program Interest Rate Sheet using the signup button below. You may unsubscribe at any time using the "Safe Unsubscribe" link in any received email.

For any questions about Maryland Mortgage Program interest rates, please contact singlefamilyhousing.dhcd@maryland.gov.



Maryland Mortgage Premier

FHA Credit 6405.500%0-points6.045%

Maryland SmartBuy: Financing for Homebuyers with Student Debt

Maryland SmartBuy Program (Conventional)5.250%0-points5.783%

Maryland Homefront: The Veterans and Military Family Mortgage Program

Maryland Homefront (Government - VA)4.875%0-points5.061%
Maryland Homefront (Government - FHA)4.875%0-points5.882%
Maryland Homefront (Conventional)5.000%0-points5.521%
FHA Credit 6405.250%0-points6.261%

Maryland "You've Earned It" Program (Student Loan Program)

FHA Credit 6405.250%0-points6.261%
"You've Earned It" Program (Government)4.875%0-points5.882%
"You've Earned It" Program (Conventional)5.000%0-points5.521%


4% Grant Assist

Maryland 4% Grant Assist (Government)6.000%0-points7.019%
Maryland 4% Grant Assist (Conventional)5.750%0-points6.306%
FHA Credit 6406.125%0-points7.145%

Maryland 6% Opportunity Grant

Maryland 6% Opportunity Grant (Conventional)5.750%0-points6.306%


Maryland Preferred Rate

Maryland Preferred Rate (Government)4.375%0-points5.377%
Maryland Preferred Rate (Conventional)4.750%0-points5.258%
FHA Credit 6404.500%0-points5.504%


Refinance Programs

Conventional Refinance Program (97% LTV)5.250%0-points5.783%

The interest rates above are the current advertised interest rates for Maryland Mortgage Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Maryland Mortgage Program. Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which include, among other qualifiers, income, credit and collateral. Please contact an approved Maryland Mortgage Program Lender to see what interest rate you may qualify for.