Rate Assist Home Loans

Maryland Mortgage Rate Assist gives eligible homebuyers the most affordable home loan available through the Maryland Mortgage Program. Down payment and closing cost assistance is not available to homebuyers using Rate Assist, but this means that homebuyers get the lowest available interest rate on a 30-year, fixed-interest home loan. Together with a Maryland HomeCredit (mortgage credit certificate), this means low monthly repayments for the life of the loan. ​​​​​

Maryland Mortgage Rate Assist Program

Available Rate Assist Products

Maryland Preferred Rate

Maryland Preferred Rate offers the lowest possible interest rate on a 30-year, fixed-interest home loan. It does not include, nor can it be combined with down payment or closing cost assistance.

  • Eligibility
    Standard MMP eligibility​ applies.
  • Conditions & Restrictions
    Maryland Preferred Rate cannot be combined with other MMP down payment assistance programs or Partner Match programs.

Learn More

To learn whether Maryland Preferred Rate is the right home loan option for you, we recommend you talk to one of our state-approved mortgage lenders​.​​​​​