Interest Rates

The Maryland Mortgage Program offers home loans at competitive interest rates to eligible homebuyers. These interest rates are updated continuously (sometimes more than once a day).

Talk to your Lender about which home loa​n is right for you.

Maryland Mortgage Programs

Maryland Mortgage Program (Government)4.375%0-points5.377%
Maryland Mortgage Program (Conventional)4.625%0-points5.126%

Maryland SmartBuy ​


Maryland " You've Earned It" Mortgage Program

"You've Earned It" Program (Government)4.1250%0-points5.125%
"You've Earned It" Program (Conventional)4.375%0-points4.863%

Maryland Homefront: The Veterans and Military Family Mortgage Program

Maryland Homefront (Government - VA)4.1250%0-points4.303%
Maryland Homefront (Government - FHA)4.1250%0-points5.125%
Maryland Homefront (Conventional)4.375%0-points4.863%

Maryland NewBuild in Wicomico County

Maryland NewBuild (Government)4.1250%0-points5.125%
Maryland NewBuild (Conventional)4.375%0-points4.863%

Maryland Preferred Rate Program

Maryland Preferred Rate (Government)3.625%0-points4.620%
Maryland Preferred Rate (Conventional)4.250%0-points4.734%

Refinance Programs

FHA Streamline Refinance Program without Lender Credit3.750%0-points4.322%
FHA Streamline Refinance Program with 2% Lender Credit4.375%0-points4.947%
Conventional Refinance Program4.625%0-points5.126%
The interest rates above are the current advertised interest rates for Maryland Mortgage Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Maryland Mortgage Program. Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which include, among other qualifiers, income, credit and collateral. Please contact an approved Maryland Mortgage Progarm Lender to see what interest rate you may qualify for.