Interest Rates

The Maryland Mortgage Program offers home loans at competitive interest rates to eligible homebuyers. These interest rates are updated continuously (sometimes more than once a day).

Talk to your Lender about which home loan is right for you.

Maryland Mortgage Programs

  
  
  
  
Maryland Mortgage Program (Government)3.875%0-points4.873%
Maryland Mortgage Program (Conventional)4.125%0-points4.601%
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Maryland Pathway to Homeownership in Garrett County

  
  
  
  
Maryland Pathway (Government)3.625%0-points4.620%
Maryland Pathway (Conventional)3.875%0-points4.338%

Maryland Grand Slam in Baltimore City:

The Maryland Grand Sl​am Program in Baltimore City is now closed. Please refer to the Directive 2016-05 on the Directives page for more information.  ​

  
  
  
  
Maryland Grand Slam in Baltimore City (Government)3.750%0-points4.747%
Maryland Grand Slam in Baltimore City (Conventional)4.000%0-points4.471%
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Maryland " You've Earned It" Mortgage Program

  
  
  
  
"You've Earned It" Program (Government)3.625%0-points4.620%
"You've Earned It" Program (Conventional)3.875%0-points4.338%
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Maryland Homefront: The Veterans and Military Family Mortgage Program

  
  
  
  
Maryland Homefront (Government - VA)3.625%0-points3.798%
Maryland Homefront (Government - FHA)3.625%0-points4.620%
Maryland Homefront (Conventional)3.875%0-points4.338%

Maryland Preferred Rate Program

  
  
  
  
Maryland Preferred Rate (Government)3.250%0-points4.242%
Maryland Preferred Rate (Conventional)3.750%0-points4.208%
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Refinance Programs

  
  
  
  
FHA Streamline Refinance Program without Lender Credit3.375%0-points3.946%
FHA Streamline Refinance Program with 2% Lender Credit3.750%0-points4.322%
Conventional Refinance Program4.125%0-points4.601%
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The interest rates above are the current advertised interest rates for Maryland Mortgage Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Maryland Mortgage Program. Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which include, among other qualifiers, income, credit and collateral. Please contact an approved Maryland Mortgage Progarm Lender to see what interest rate you may qualify for.