Interest Rates

The Maryland Mortgage Program offers home loans at competitive interest rates to eligible homebuyers. These interest rates are updated continuously (sometimes more than once a day).

Talk to your Lender about which home loan is right for you.

Maryland Mortgage Programs

  
  
  
  
Maryland Mortgage Program (Government)3.625%0-points4.620%
Maryland Mortgage Program (Conventional)3.875%0-points4.338%
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Maryland Pathway to Homeownership in Garrett County

  
  
  
  
Maryland Pathway (Government)3.375%0-points4.368%
Maryland Pathway (Conventional)3.625%0-points4.075%

Maryland " You've Earned It" Mortgage Program

  
  
  
  
"You've Earned It" Program (Government)3.375%0-points4.368%
"You've Earned It" Program (Conventional)3.625%0-points4.075%
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Maryland Homefront: The Veterans and Military Family Mortgage Program

  
  
  
  
Maryland Homefront (Government - VA)3.375%0-points3.454%
Maryland Homefront (Government - FHA)3.375%0-points4.368%
Maryland Homefront (Conventional)3.625%0-points4.075%

Maryland Preferred Rate Program

  
  
  
  
Maryland Preferred Rate (Government)3.1250-points4.116%
Maryland Preferred Rate (Conventional)3.500%0-points3.945%
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Refinance Programs

  
  
  
  
FHA Streamline Refinance Program without Lender Credit3.250%0-points3.821%
FHA Streamline Refinance Program with 2% Lender Credit3.500%0-points4.071%
Conventional Refinance Program3.875%0-points4.338%
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The interest rates above are the current advertised interest rates for Maryland Mortgage Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Maryland Mortgage Program. Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which include, among other qualifiers, income, credit and collateral. Please contact an approved Maryland Mortgage Progarm Lender to see what interest rate you may qualify for.