Interest Rates

The Maryland Mortgage Program offers home loans at competitive interest rates to eligible homebuyers. These interest rates are updated continuously (sometimes more than once a day).

Talk to your Lender about which home loan​ is right for you.


Montgomery Homeownership Program II​​

Montgomery Homeownership Program II (Government)4.625%0-points5.126%
Montgomery Homeownership Program II (Conventional)4.750%0-points5.258%

Maryland Mortgage Grant Assist Program

Maryland Mortgage Grant Assist (Government)5.250%0-points6.261%
Maryland Mortgage Grant Assist (Conventional)5.375%0-points5.912%

Maryland Opportunity Grant ​(LPA Underwriting Only)

Maryland Opportunity Grant (Conventional)4.500%0-points4.996%

Maryland Mortgage Programs

Maryland Mortgage Program (Government)4.625%0-points5.126%
Maryland Mortgage Program (Conventional)4.750%0-points5.258%

Maryland SmartBuy 

Maryland SmartBuy Program (Conventional)4.750%0-points5.258%

Maryland " You've Earned It" Mortgage Program

"You've Earned It" Program (Government)4.375%0-points5.377%
"You've Earned It" Program (Conventional)4.500%0-points4.996%

Maryland Homefront: The Veterans and Military Family Mortgage Program

Maryland Homefront (Government - VA)4.375%0-points4.556%
Maryland Homefront (Government - FHA)4.375%0-points5.377%
Maryland Homefront (Conventional)4.500%0-points4.996%

Maryland Preferred Rate Program

Maryland Preferred Rate (Government)3.750%0-points4.747%
Maryland Preferred Rate (Conventional)4.375%0-points4.863%

Refinance Programs

Conventional Refinance Program (97% LTV)4.750%0-points5.258%
The interest rates above are the current advertised interest rates for Maryland Mortgage Program loan products. These are indicative rates only and are not meant to be any type of guarantee of rates currently available through the Maryland Mortgage Program. Publishing these rates is not a commitment to lend or extend credit. Credit is subject to approval, which include, among other qualifiers, income, credit and collateral. Please contact an approved Maryland Mortgage Progarm Lender to see what interest rate you may qualify for.