Becoming an Approved Lender

Lenders that wish to offer the Maryland Department of Housing and Community Development's portfolio of mortgage products (Maryland Mortgage Program) and/or Mortgage Credit Certificates (Maryland HomeCredit Program) to borrowers must be approved by the Department's Community Development Administration - Maryland's housing finance agency.

All lenders participating in these programs MUST maintain an origination branch within the State of Maryland to maintain their accreditation.

Training is required prior to lender approval. Please see Training Presentations and Webinar Information.

There is a Lender Participation Fee of $2,500.00 for the Maryland HomeCredit Program; this is waived for lenders who are approved to offer the Maryland Mortgage Program.

For any questions regarding this approval process, your accreditation status or to talk to someone about the benefits of becoming an approved lender, please email SingleFamilyHousing.dhcd@maryland.gov


1. Current Maryland Mortgage Program Lenders - Application to become an Approved Maryland HomeCredit Lender

NOTE: All lenders must take the Maryland HomeCredit Program training in order to successfully offer the program.  Click here for training opportunities.

Documents to be Submitted

  

2. Application to become both an Approved Maryland Mortgage Program AND Maryland HomeCredit Lender

Documents to be Submitted

Maryland Mortgage Program​ lender applicants must be approved by US Bank, our master servicer.  US Bank can be contacted at mrbp.helpdesk@usbank.com or by calling 800-562-5165 option “4.”

 

3. Application to become an Approved Maryland Mortgage Program Lender only

Documents to be Submitted

 

Maryland Mortgage Program lender applicants must be approved by US Bank, our master servicer.  US Bank can be contacted at mrbp.helpdesk@usbank.com or by calling 800-562-5165 option “4.”

4. Application to become an Approved Maryland HomeCredit Lender only

Documents to be Submitted