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Helping Maryland families open the door to homeownership

Becoming a homeowner offers stability, control, and a path to building wealth. The Maryland Mortgage Program (MMP) helps families achieve homeownership with competitive loan options that make buying a home possible.

New Maryland Mortgage Program (MMP) website launched March 25

The MMP website was updated on March 25, 2026, and some older links or bookmarks may no longer work. Please update your bookmarks. If you notice any issues, please email the webmaster at [email protected].

Start your homeownership journey

Find the right information you need today in these featured areas.

Jessica Smith standing in front of her new home Donte Hamilton & Kathy Bravo standing in front of their home Rhonda Wanzer standing in front of her new home Terry Taylor standing in front of her new home

Success Stories

The Maryland Mortgage Program makes homeownership affordable with down payment assistance, tax credits, and low-interest loans, helping thousands of families buy homes across the state.

See our success stories

Down payment assistance partners

Most Maryland Mortgage Program loan products offer down payment assistance. Organizations outside the Maryland Mortgage Program also offer assistance and if they partner with MMP, the program matches funds up to $2,500.

Explore down payment assistance partners